We start to work on your account immediately and do ALL the work for you using our specialized Sudden Service method. This means we dispute all negative information contained on your Credit Report to all three bureau's immediately. This provides you with fast results and significant increases in your credit score in as little as 45 days!

The simple steps detailed below are guidelines for the entire process. You are welcomed and encouraged to contact us at anytime to inquire about your status, ask us questions, or make a comment.

Once you have signed up, we will immediately e-mail you information on your account including your online access, which is available to you 24 hours a day, and a check list of items we require in order for us to get started right away. We then follow-up with a detailed Welcome Package by mail that will give you useful information on what to expect and how to get the most out of your membership.

Within 2-3 business days of receiving your credit report we will complete the most important step in the process which is reviewing your credit report and beginning the dispute process. You will receive an email notification letting you know your online account has been updated and is available for your review. Our interactive system allows you to provide your comments on each negative item contained on your credit report further allowing us to accurately and efficiently work on your behalf.

Once we have filed your disputes, the response from the credit bureau or creditor will be mailed directly to you. The law states that agencies have a reasonable amount of time, usually 30 days, to respond to a dispute. We require you to forward that information to us by fax (toll free 1-800-957-1280) or by mail to American Credit Center, 525 Wilbur Street, Brandon, FL 33511.

The more information we have, the more efficient the credit repair process will be. Any statements, credit bureau responses, or reports you receive contain valuable information that we can utilize during the restoration process. We will use the information you forward to continue with the dispute process with the credit bureaus. You will always be notified via e-mail when any action is taken on your file.

Once we have filed a dispute, the response from the credit bureau or creditor will be mailed directly to you. The law states that agencies have a reasonable amount of time, usually 30 days, to respond to a dispute. You will be able to evaluate the progress on your account from the information contained in the responses.

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