Establish New Credit

One of the important steps in rebuiding your credit is not only removing derogatory information from your credit report but the addition of new credit or trade lines. Additional trade lines, when paid in a timely manner, will greatly increase your chances of getting a higher fico score.

Below are some options for rebuilding your credit:

Orchard Bank® MasterCard®

• Modest Fees and Competitive APRs
• Periodic Credit Limit Increase Reviews
• Fraud Dispute and Unauthorized Use Protection
• Complimentary Online Account Management and Payment

Take the first step to establishing or re-establishing your credit. We'll recommend a MasterCard that is best for you! Our MasterCard Selector helps you determine the credit card that's right for you, which means a much higher likelihood of approval.

Personal Loans from $100 - $15,000*

• Credit check required
• Receive an instant pre-approval
• Access funds from a local bank

Take a vacation, handle an emergency, or consolidate bills - personal loan proceeds can be used for anything that you wish. *Good credit or home ownership may be required for loans more than $10,000.

Car Loans

FREE car loan quotes are quick, simple and secure.
Even with less than perfect credit, you can qualify for an auto loan within minutes – with no obligation!
Good Credit – Bad Credit – No Credit – Repos – Foreclosure – Late Pays – Bankruptcy

In two easy steps we can help.

Bally Total Fitness

Why not get into shape and improve your credit? Bally's Total Fitness membership is a great way to improve your credit as payment of your monthly membership fees reports to your credit bureaus as a positive account.

Bally's is the largest, most experienced health club chain in North America.

• Over 400 conveniently located clubs
• More than 4 million members
• Located in 70 U.S. cities and Toronto
• Recently opened in South Korea, China & the Bahamas

Other resources:

• CardOffers.com - various credit card options
• CreditCards.com - various credit card options
• American General Finance - personal unsecured loans, refinance and more.